HOW TO WITHDROW PAYPLE BLANCE USING YOU ATM CARD

PayPal is a useful tool for making payments. Originally designed for online payments and purchases, PayPal also allows you to shop at brick-and-mortar retailers using your PayPal account instead of traditional payment methods. You can fund payments from several sources, including your debit card

If you prefer shopping with a debit card, it might even be wise to run payments through PayPal. Doing so protects your card information: Instead of swiping your card at retailers or punching in your card number everywhere you shop online, PayPal creates a layer between your checking account and the merchants you shop with.

In a world of hackers and constant data breaches, it’s nice to insulate your checking account from trouble. That protection gives you more confidence when buying from online vendors that you don’t know anything about, and even household-name retailers get hacked periodically.

This article is about using a debit card to fund purchases you make through PayPal. If you want to get a new debit card issued by PayPal (which might let you spend from your PayPal balance), skip to PayPal debit and credit card options.

Debit Cards Allowed, But Not Required

If you’re just planning to use your debit card as your “funding method” at PayPal, you might be adding unnecessary steps. PayPal wants to link to your bank account anyway—and that’s the same account that your debit card pulls from. As a result, you don’t need to add your debit card. In fact, some PayPal transactions are cheaper if you use your bank account for funding (as opposed to using your debit card).

How to Use Your Debit Card

To use your debit card on PayPal, you’ll need to add it to your Profile. To do so, log into your account and go to your “Wallet.” Next, find the section to “Link a card or bank.” You can also add cards while a payment is in progress by selecting “New Card” while you choose how to pay.

Select the type of card you’re using, and provide the card information. Entering debit card information is the same as entering credit card information: The format for card numbers and expiration dates is the same.

Types of cards: You’ll get the most functionality if you use a real debit card issued by a bank or credit union. Those cards feature a billing address that matches your home or mailing address, and they have a three or four-digit security code on the back.

Prepaid cards: For one-time purchases, some Visa, MasterCard, Discover, or American Express prepaid gift cards will work. Other prepaid debit cards that you use as a substitute for checking accounts often do not work.

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